Reclaim Mis-Sold Credit Card PPI

Had a credit card or store card in the last 15 years? You could be due a PPI refund worth thousands...

It's estimated that more than 10 million people have taken out Payment Protection Insurance on credit cards. If you are one of them and your PPI was sold incorrectly, you could be due a refund worth thousands of pounds. To find out if you could have a claim, call now on 08000 748 059.

Unlike loans or mortgages, credit card PPI is worked out on a monthly basis depending on how much you've spent on the card:

Average charge is 79p per £100 borrowed

£5,000 card balance will cost £470 a year in PPI

Mis-sold Credit Card PPI refunds could run into £000's for many

PPI on Credit Cards was designed to protect customers in cases where you lose your job, have an accident or become too ill to work. However, if any of the following applies to you, then you may not even be protected or may have been mis-sold:

Employment Status

If you were self employed, retired, a student or unemployed when you took out your credit card PPI, then you may not be covered.

Already Covered

Many people who take out PPI policies are covered by an existing work policy which means you did not need the credit card PPI. For example, if you are a member of the Armed Forces, the Police, or if you are a Nurse, then you are already covered.

Pressurised into taking the insurance

If you were told things like 'you've got a better chance of being accepted for the card if you take the insurance' or 'you might not be accepted at all if you do not agree to take PPI' then this is pressure selling and is not permitted.

Don't even know you have PPI

According to research, many thousands of card holders are completely unaware that they are paying PPI.

If you feel that you have been mis-sold credit card PPI then please contact UKMS so that we can make a claim to recover the money on your behalf. We operate a no-win no-fee service so even if you are unsure as to whether you have a valid claim or not, it will not cost you anything to find out. We can accept cases going back as far as 10+ years, as long as you are reasonably sure the policy was mis-sold. If you have kept a record of the account number then this will speed up the process but even if you have no records it may still be possible to get your money back. Call us now for more info!

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Claim back mis-sold credit card PPI by calling 08000 748 059 or click here